Mortgages | Insurance | Investments

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First Time Homebuyers

It's wise to begin by talking with a mortgage planner - to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options.

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Custom Wealth Building

Providing comprehensive Financial advice to Private and Business clients. Our firm is founded on core values and highly experienced investment specialists.

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Latest Mortgage Rates

We understand the changing mortgage market and can recommend a mortgage and the best rate to help you save money over the term of your mortgage.

Services

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Debt Consolidation

Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt.

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First Time Buyers

Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt.

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Home Equity / Renovations

Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool...

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Mortgage Renewal

If your mortgage renewal is fast approaching then you’ll soon be at an important financial milestone.

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Mortgage Portability

Are you considerating a move? What are the benefits of mortgage portability? It's wise to begin by talking with a mortgage broker.

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New To Canada?

Just because you are a new immigrant does not mean that you have to wait to purchase a home.

Latest Lending Rates

Terms Posted Rates Our Best Rates
VRM 3.95 % 2.85 %
1 year closed 3.79 % 3.54 %
2 year closed 3.79 % 3.59 %
3 year closed 4.44 % 3.69 %
4 year closed 3.79 % 2.99 %
5 year closed 5.44 % 3.14 %
Prime 3.95 % 3.95 %
10 Year Fixed High Ratio Comme 6.59 % 3.15 %

Mortgage Application

Apply now using our safe and secure online mortgage application

Ranjit in the News

Aug 26

Understanding Bank
Mortgage Spreads

Jul 10

BNN: The Street - New Mortgage Rules

Jul 21

Mortgage Rules & Mortgage Markets Video

Client Testimonials

Had a great experience working with Ranjit Dhaliwal on my house mortgage. Would recommend it to everybody if you want the best rates. You won't be disappointed with the services they offer.

-Damish Jaidka

Fantastic service! They can get best rates going, but more importantly, I love their focus on building wealth. I highly recommend Ranjit ! 

- Brian d'Eon

Had a stress free experience. staff is cordial and efficient. would give 10 stars if there was an option

- Sarthak Nayar

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The right mortgage is the foundation of a well-designed financial plan targeted at increasing net worth. That’s our belief, and each member of our team has the experience and the commitment to develop the mortgage plan you need to reach your financial goals.

Contact Us

40 Maritime Ontario Blvd., Unit 33
Brampton, ON L6S 0E7
FSCO Lic. #12597

Ph: 905-791-8000
Cell: 416-992-7265
Fax: 905-789-7666

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Clarity Financial Inc.
40 Maritime Ontario Blvd., Unit 33
Brampton, ON L6S 0E7
FSCO Lic. #12597

© 2019 Clarity Finanacial  Inc | All Rights Reserved